This article is about Chinese civilization. For the modern political state comprising Mainland China, Hong Kong and Macau, see People's Republic of China. For the modern political state comprising Taiwan, Penghu, Kinmen, and Matsu, see Republic of China.

The field of finance refers to the concepts of time, money and risk and how they are interrelated. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly-traded corporations.

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